Accounting & Payroll
Built for Ghana
GRA VAT, PAYE-aligned accounting, SSNIT payroll integration, and full double-entry bookkeeping — built for how Ghanaian businesses actually operate. Multi-currency GHS/USD, Cedi-denominated invoicing, and GRA-aligned reporting.
No credit card required · All features included · Cancel anytime
Aligned with Ghana Tax & Social Security Reporting
Stay aligned with GRA, SSNIT, and industry requirements. PluralBooks handles the calculations and schedule preparation — you focus on growing your business.
VAT — Value Added Tax
Generate VAT-compliant invoices at 15% standard rate (Ghana), prepare monthly VAT return schedules, and track input/output tax for GRA remittance.
Corporate Income Tax (CIT)
Year-end reporting, quarterly installments, and CIT calculation support. Export trial balance and schedules ready for your tax consultant.
PAYE — Pay As You Earn (GRA)
Payroll-aligned accounting with Ghana PAYE tax banding, SSNIT contribution calculations (5.5% employee / 13% employer), and monthly schedule generation for GRA.
Withholding Tax (WHT)
Automatic WHT calculations on supplier payments. Generate WHT certificates and annual schedules for GRA filing.
SSNIT Integration in Detail
Social Security and National Insurance Trust (SSNIT) contributions are mandatory for all employers in Ghana. PluralBooks automates the calculation and generates monthly remittance schedules with Tier 1 and Tier 2 breakdown.
- SSNIT Tier 1: 5.5% employee contribution
- SSNIT Tier 1: 13% employer contribution
- Tier 2 voluntary contributions tracking
- Monthly SSNIT remittance schedule export
- Employee contribution certificate generation
- Annual SSNIT reconciliation support
Ghana Payroll with PAYE & SSNIT Schedules
Generate payslips, calculate PAYE, and prepare SSNIT remittance schedules — all inside PluralBooks.
Ghana payroll features include:
- PAYE calculation using configured tax bands
- SSNIT employee (5.5%) and employer (13%) contributions
- Tier 1 & Tier 2 summary breakdown
- Payroll register exports
- GRA-ready PAYE schedule exports
- SSNIT remittance schedule exports
- Bank transfer file for salary payments
- Automatic ledger posting
GRA PAYE Support
Generate monthly PAYE schedules formatted for Ghana Revenue Authority (GRA) with employee and employer tax tracking.
SSNIT Compliance
Track employee and employer SSNIT contributions, generate monthly remittance schedules, and maintain compliance with SSNIT requirements.
Multi-Currency Payroll
Pay staff in GHS with USD/GBP-equivalent calculations where needed. FX gains/losses on foreign payroll tracked automatically.
Get Paid Faster — Even in Ghana
Send invoices with a Paystack or bank transfer link your customers can pay immediately. Reduce collections time, automate reminders, and reconcile payments automatically. Works with GHS, USD, and GBP.
- Customer self-service invoice & statement portal
- Paystack integration for card & bank payments
- Part-payments and instalment plans
- Automated payment reminders (email)
- GRA-aligned receipt generation
- Auto-reconciles to your accounts in real time
Frequently Asked Questions
Does PluralBooks support Ghana VAT (15%) for Ghanaian businesses?
Yes. PluralBooks generates Ghana VAT-compliant invoices at 15%, prepares monthly VAT return schedules, and tracks input/output tax for remittance to GRA.
Does PluralBooks support PAYE payroll for Ghanaian staff?
PluralBooks provides integrated payroll with statutory schedule exports for GRA, including PAYE calculations, SSNIT contributions, and export-ready compliance packs. Expanded automation features are on the roadmap.
Can PluralBooks calculate SSNIT contributions?
Yes. PluralBooks calculates SSNIT contributions at 5.5% (employee) and 13% (employer), tracks Tier 1 & Tier 2 breakdown, and generates monthly remittance schedules for the SSNIT administrator.
Can I invoice in multiple currencies (GHS, USD)?
Yes. PluralBooks supports multi-currency including GHS, USD, GBP, and EUR. You can invoice in any currency, lock FX rates, and track FX gains and losses automatically.
Does PluralBooks integrate with Ghanaian payment gateways?
Yes. PluralBooks integrates with Paystack for card payments, bank transfers, and mobile money in GHS. Customers can pay invoices online directly from the Customer Portal.
Can my Ghana tax consultant manage my account in PluralBooks?
Yes. You can invite your accountant or tax consultant as a user. They can manage you from their multi-client accountant console if they use PluralBooks.
Is PluralBooks suitable for multi-entity Ghanaian businesses?
Yes. Each entity gets its own PluralBooks tenant with isolated books. An accountant or finance director can switch between entities from one login.
Is there a free trial for Ghanaian businesses?
Yes. All users get a 60-day free trial with every feature enabled, including the full Ghana country pack (VAT, PAYE, SSNIT, CIT). No credit card required.